After a job-related injury, your employer’s workers’ compensation insurance will cover your medical expenses and 2/3 of your lost wages. However, workers’ compensation does not cover all types of injury-related losses, such as pain and suffering, Loss of Household services, loss of enjoyment of life, and disfigurement. To make sure you receive the maximum compensation you deserve after an injury, you should always have David C. Chavez Law Firm an experienced New Mexico Attorney work injury lawyer review your case to determine whether you have a valid personal injury claim against a third party. Call now, 505-865-9696 to allow us to evaluate your claim.
Defective Equipment
Many workplace accidents happen due to defective and malfunctioning equipment. This might include:
- Machinery
- Power tools
- Safety equipment
- Vehicles
- Office chairs
- Electronics
When a product malfunctions due to a defect, the manufacturer should be held liable for any harm caused. This includes harm to employees of companies that use the equipment. You can file a products liability claim against the manufacturer in addition to your workers’ compensation claim.
Other Drivers
Negligent drivers should be liable for the injuries they cause, and this does not change just because you were on the job at the time of the accident. If another driver hits you and you suffer injuries, you can seek workers’ compensation as well as file a claim with the other driver’s auto insurance. Please note any recovery by the third party is subject to partial reimbursement to Workman Compensation cases who has paid for your medical bills and workers compensation incident which we are familiar with and handle on a regular basis.
Contractors
Some companies have contractors or subcontractors working on site - especially when it comes to construction projects. If a contractor or subcontractors who is not associated with your employer is negligent and causes your injuries, that party may be liable for your losses.
Filing Your Third-Party Claim
If you believe that someone other than your employer caused or contributed to your accident and injuries, it is important to speak with an New Mexico experienced work injury attorney right away. We can evaluate whether you have a personal injury claim against another party.
Properly filing insurance claims against third parties can ensure that you maximize your recovery for the injuries you received that are not be covered by workers’ compensation.
Consult with A Top 10 Top 100 Southwest Super Lawyer in New Mexico Attorney Now call The Law Firm of David C. Chavez We Would be Honored to Represent You to Examine the Possible Legal Options Available for Your Tragic Injuries
Just because you are eligible to receive workers’ compensation does not mean that it is the only recovery you qualify for, and we can inform you of all of your rights as a work injury victim. Contact us online or call The David C. Chavez Law Firm, at 505-865-9696 for your free consultation. We would be honored to represent you or a loved one lost in a tragic injury.
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