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workers' compensation Archives

Types of injuries covered by workers' compensation insurance

In order to remain in compliance with New Mexico state law, most every employer is required to take out workers' compensation insurance. This type of liability insurance covers costs associated with worker injuries to include medical bills, lost wages and other related damages.

Workers' compensation claim versus civil lawsuit: How to decide

If you've been injured at work, then you've probably amassed some medical bills or have lost wages as a result. In most instances like this, an employee would file a workers' compensation claim to recover their expenses and lost compensation. However, there are instances in which an employee might decide to forego filing a workers' compensation claim altogether and decide to file a civil one instead.

Why slips, trips and falls occur in the workplace

Workplace injuries are all to uncommon. A distracted worker may not notice a spilled substance and end up slipping or his or her vision might be obstructed by something he or she has been asked to carry and he or she goes tumbling down the stairs.These are just two examples of the many different types of slips, trips or falls that a worker might find him or herself involved in.

How fast can you get workers' compensation?

Workers' compensation is supposed to help injured employees fill in the financial gaps while they can't work. This can include helping to pay medical bills and cover the impact of lost wages. The system isn't perfect, though, and one issue some people run into is dealing with the time it can take to receive workers' compensation payments.

What kinds of injuries are covered under workers' compensation?

Workers' compensation coverage provides a very valuable protection for workers. It gives them somewhere to run for benefits if they are hurt at work and need medical care. Protections are also available for them if they can't work. It is important for anyone who thinks they might have a claim under workers' compensation to understand exactly what a compensable injury is so that they have a good idea of what they need to do.

The history of workers' compensation

Workers' compensation was the governments' answer to rising litigation costs for employees and companies. Workers' compensation was invented to provide workers with a quick avenue to receive compensation for injuries and to protect companies from excessive litigation costs defending claims against them. It was conceived as a win-win scenario and has fulfilled that early promise.

Everything You Need To Know About Workers’ Compensation

Workers face numerous workplace hazards on a daily basis in the U.S. Despite adequate measures taken by the employer, workers are still liable to slip-and-fall accidents which can adversely affect their livelihoods. When workers sustain workplace injuries such as cuts and bruises, the employer is obliged to compensate the affected employee for lost wages, and meet their medical and recovery costs to the letter. In most cases, an injured employee might resume their occupation upon adequate recovery. However, exposures to certain toxic materials can inadvertently contribute to occupational diseases with adverse effects on their health.

Silicosis due to working conditions

Workplace injuries can be a hassle for employers because employees might need time off work. If the injury was caused due to the employer's negligence, they might have to pay for treatment of the injured employee. Injuries are easy to deal with because employees might be able to return to their previous position. However, occupational diseases are an effect of adverse working conditions, but the results are far worse than injuries. Occupational diseases have a long term effect and might cause severe issues for the employer.

Claiming compensation for warehouse accidents

Warehouses are some of the most dangerous places to work in terms of injuries and accidents. There are several dangerous operations taking place simultaneously. Loading, unloading and shipping are complex tasks that require a lot of skill, and even a small mistake could lead to disastrous results. Products are often moved from one place to another with the help of equipment that requires a lot of skill to operate. And falling objects are common in warehouses, which can result in serious injuries.

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